One of the frequent reasons for the lack of savings is that daily consumption is too high. The temptations in shops, which are often hard to resist, make no savings left to us. That is why it is worth to develop a positive habit of looking in shops only for products that we really need. Before going shopping it is worth to write down on a sheet of paper the list of products we want to buy and stick to it while shopping, thanks to which it will be easier for us to avoid unplanned expenses.
Start saving with small amounts of money When you see a withdrawal on your account it is worth first of all to put aside a certain amount of money, and what will be used for the current needs. It will be helpful to save money for specific purposes, e.g. buying a TV set, a holiday trip or a new car, because this motivates us to save money. It is worth starting with small sums and gradually increasing them from month to month. Money can be stored in various ways, e.g. in a moneybox or a bank.
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