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3 Tips to Get the Best Home Loan Interest Rates in Chandigarh

Looking to buy your own home? If so, taking a home loan will be the most feasible decision you can make. There are many banks that offer the lowest home loan interest rates in Chandigarh. These interest rates on a home loan can differ depending upon your property’s worth and how much you can repay every month. It is important for you to keep in mind that the rate of interest (ROI) will be higher if you’re considering a higher loan amount.

 

Some banks offer the interest rate on home loans starting from 8.65% depending on the creditworthiness & overall borrower employment profile. However, these rates will vary upon the conditions listed below, including occupation, the nature of the loan and the loan amount.

 

So, how can you get the lowest interest rate on a home loan?

 

Here is a list of some important tips that will benefit you immensely while getting a lowest interest rate on a loan for your dream home:

 

Check Home Loan EMI and Calculate Your Eligibility

 

Looking to tak

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Go the online way for hassle-free, faster home loan approvals

by Kumarrohitt2 months ago

The credit landscape in India is witnessing a revolution of a new kind. As innovative technologies are developing, the FinTech industry is tying together lenders and borrowers in a new way. For example, if you are planning to apply for a home loan, there is no need to run around from bank to bank with a heavy file in hand. Read on to learn more about the advantages of taking the online route.

 

Better access

There are a lot of processes involved in applying for a home loan. Traditionally, you would have to approach the bank physically to seek out information on offers, interest rates, etc.

 Turnaround time reduces

There is no need to wait in endless lines and run around trying to get your paperwork in order. 

 Tailor-made products

One of the other main advantages of this type of loan application method is the fact that customers can customise their loans as per their personal financial requirements

 

Things to know before applying for a home loan in India

 

  • Understand elig
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What is a Better Option for Startups? Personal Loan or Business Loan?

What is a Better Option for Startups? Personal Loan or Business Loan?

Need loan for your new startup? Confused whether to choose personal loan or business loan? The choice can differ based on the status of the business you’re working on. The answer is not a straightforward as different scenario speaks out different stories for the borrowers.

What is a Personal Loan?

personal loan is the loan which can be taken to meet requirements of any financial needs of an individual like marriage, vacation, medical expenses, bike purchase, etc. If you’re planning to start your own set up, you can opt for the personal loan. The rate of interest in the case of the personal loan is generally on the higher side and thus, one has to be well calculated for their expenses and income before finalizing a deal for personal loans.

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Difference between Home Loan and Land Loan

by anamikavverma7 months ago

What is Home Loan?

Home Loan is taken for the purchase of the acquisition or construction of one’ own house on a piece of land.

What is a Land Loan?

The Land Loan is taken for the purchase of a plot or a piece of land for the residential or commercial purpose.

Difference between Land Loan and Home Loan

Let us have a look at some of the key differences between Home Loan and Land Loan:

Location of the Property

Home Loan is available on all types of properties irrespective of its location. Whereas, a Land Loan is available only for residential plots located within municipal or corporate limits.

Type of the Property

Through Land Loans, you can buy a piece of agricultural land or land in a village. But if you take a Home Loan, you can only build your own house on that piece of land.

Loan Tenure

The tenure of a Land Loan is lower as compared to a Home Loan. Generally, the maximum duration for Land Loans is 15 years but it is 30 years for Home Loans.

Loan to Value

Loan to Value

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Advantage Woman Savings Account - ICICI Net Banking - mymoneykarma

ICICI Bank is originally promoted in 1994 by ICICI limited and it is the largest private sector bank. The bank currently has its corporate office is in Mumbai, Maharashtra (India). ICICI Offers Financial and banking services to corporate and retail customers like car loan, personal loan, insurance products, investment, simple account.

ICICI net banking was launched by ICICI bank in the year 1998. ICICI bank offers net banking access to all their customer and log in to your account or credit card using the net banking facility.

Types of Savings account offered by the ICICI Bank:

  • Titanium privilege savings account: Offers Privilege Banking benefits to the customer and family and a debit card with higher limits on cash withdrawals.
  • Gold Privilege Savings Account : benefits of this account is which gives the customer great offers and visa card – holder privileges with higher limits on cash withdrawals and purchases.
  • Silver Savings Account: which Provides Extra benefits to the accoun
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Axis Net Banking - Axis Bank Savings Account Charges - mymoneykarma

Axis bank started off as UTI bank and had its first registered office in Ahmedabad and corporate office in Mumbai in December 1993. Axis bank opened its first branch was inaugurated on 2 April 1994. It is the third largest privately-owned financial institutions in India. Axis Bank offers financial products and wide range Services like personal loan, credit cards, education loan, car loan, business loan, fixed deposit and more to their individual customers, SME, MSME, Agriculture and Retail Businesses. The Bank has more than 3,500 Bank branches and over 13,900 ATMs across the country. The bank also has overseas branches in Singapore, Hong Kong, Dubai (at the DIFC), Shanghai and Colombo; representative offices at Dubai, Abu Dhabi, Dhaka and Sharjah.

Axis Net Banking: Axis Bank brings Axis Net banking Service to their customers and can access to their account anytime at anywhere. To open a savings account, fixed deposits or pay bills, apply for credit or debit card, request for cheque bo

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Calculate Home Loan EMIs on the Basis of Your Desired Income

The Housing Loan EMI calculator is a significant tool in the banking, finance, and loaning landscape. This calculator gives you a fair idea of the monthly EMI payments which you need to pay. It does that by taking your desired income into consideration.

House loan calculators certainly make complex computations related to Home Loan EMIs, eligibility, and interest, a lot more simpler. In this article, we explore the benefits and scope of using a Home Loan EMI calculator.

If you want to borrow a house loan, it is quite likely that you will be a bit confused regarding the EMI amount you will be paying. Once you know that you are eligible for a Home Loan by using the Home Loan eligibility calculator, you need to accurately calculate your EMI.

 

 

This is not a difficult task, as there are a large number of Home Loan EMI calculators available online. Most of these calculators also operate as housing loan interest calculators. This way, you will be more informed about the type of hou

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Home Loan Company in India

https://www.slideshare.net/TirupatiInvest/home-loan-company-in-india-81276824

Home Loan Company in Indiahttp://tirupatiinvestservices.com/We, Tirupati Invest is one of the prominent financial company solving Financial troubles of people and providing services such as Personal Loan, Investment Loan, Business Loan, Agriculture Loan, Installment Loan, Mortgage Loan, Term Loan, Top-Up Loan, NPA Revival Loan, and Loan against Property, Home Loan, Project Loan, Purchase Loan, Construction Loan, Vehicle Loan, Working Capital Loan, NRI Home Loan, Land Purchase Loan, Warehousing Loan and Reverse Mortgage Loan.   

Loan Provider Company in India (5)

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