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London house prices tipped for shock fall thanks to Brexit

House prices in London could be about to see their first fall since the financial crisis, according to a panel of 30 housing market experts assembled by Reuters.

The survey found a consensus that the impact of Brexit on the housing market would bear down on property investment everywhere, with the mean prediction for average house prices across the country as a whole being an increase of just 1.7 per cent in 2018 - a real terms fall as Consumer Price Index inflation is expected to run at about 2.5 per cent. 

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In London, where high rates of house price inflation in recent years have been fuelled by overseas investors, a decline in buyer numbers will ensure a price drop in absolute terms, with the average prediction being a drop of one per cent this year. However, individual panel members varied widely in their London forecasts from a rise of 2.5 per cent to a plunge of six per cent.

The panel noted that while property in the UK is cheaper for foreign buyers due to the lower value of

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Alexander & Zero Deposit - Tenants Pay Less Upfront

Alexander & Zero Deposit

We’re very excited to announce the launch of Zero Deposit at Alexander & Co.

We understand that moving home can be costly, sometimes making it hard for tenants to find the deposit, first month’s rent and the other costs of moving. We have partnered with a Zero Deposit Guarantee company and all you need to pay is the equivalent of one week’s rent instead of the traditional six-week tenancy deposit.

How it works

  1. You ask us to send your contact details to Zero Deposit.
  2. Zero Deposit send you a quote online, with all of the necessary terms and conditions for you to review and decide if you want to buy.
  3. You will then make a payment online equivalent to one week’s rent and provide your Direct Debit details. The paperwork is then generated, and copies sent to all parties by Zero Deposit.
  4. Your landlord gets a guarantee for the same amount as a standard 6-week tenancy deposit and you remain liable for any damage or financial loss due to them.
  5. At the end of the
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Government plans three-year tenancies

In a speech delivered yesterday (July 2nd), communities secretary James Brokenshire announced a consultation that is likely to have wide-reaching implications within the property market. He declared that the government is looking into the possibility of a three-year minimum for rental leases.

Mr Brokenshire said: "We’re proposing a new longer tenancy model, of a minimum of three years, with a six-month break clause to allow tenants and landlords to exit the agreement early if needed." The idea would be for this to protect renters and give them more stability.

  Credit: Richard Sharrocks via iStock

 

While in theory this would prevent exploitative landlord practices, many have warned that it is a poor solution to this problem. Locking landlords and tenants into a minimum of three years has been described as restrictive, while not actually solving issues like rising rents across the UK.

Check out here to view the complete article.

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UK housing market outperforms in May

The UK housing market has shown an impressive amount of improvement recently, with May seeing more mortgage approvals than expected. This is according to new data from the Bank of England (BoE), which suggests that activity might be perking up again after a relatively slow 2017.

Growth in both purchases and house prices slowed down significantly in 2017, and the first few months of 2018 showed no sign of this trend reversing. However, the latest figures hint that things could be speeding up again, as the number of approved mortgages hit a four-month high.

In total, 64,526 mortgages were approved in May, up from 62,941 in April; an increase of just over 2.5 per cent. Not only is this an impressive boost, it is also a much better performance than expected. A Reuters poll of economists predicted that the market would continue to slow, with mortgage growth slowing to around 62,000 approvals.

Alongside this, the number of approvals for remortgaging also increased, to 50,979 from the 47,2

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Landlords Rent Faster - Alexander & Zero Deposit

Alexander & Zero Deposit security & Protection for you

We’re very excited to announce the launch of Zero Deposit at Alexander & Co.

A Zero Deposit Guarantee can replace a traditional tenancy deposit, giving you the same cover and protection as having a tenancy deposit in the bank, whilst making renting more affordable for tenants.

Your tenant would pay the equivalent of one week’s rent for a Zero Deposit policy, this is non-refundable and gives you effectively the same cover as a 6-week tenancy deposit. Your tenants remain fully accountable for any damages or unpaid rent.

In the event of any financial loss or damage due to you, this is settled by the tenant or if they dispute the claim the evidence is sent for expert evaluation. If found in your favour, Zero Deposit settle the claim with you and recover the costs from the tenants directly, along with any recovery costs.

If you have any queries about how Zero Deposit works please don’t hesitate to get in touch with a team member at

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Buy Personalized Bathrobes & Custom Embroidered Bathrobes in London, Uk

BATHROBESUK presents an ample collection of personalized bathrobes, Custom Embroidered Bathrobe and much more.

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BATHROBESUK use Tajima machines in order to give you the best quality of personalized bathrobes.

On the other hand, personalized bathrobes wedding can be a special gift for your spouse.

For the more information contact us on 02085030563.

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Does Lancashire town offer investment alternative to London?

Residential property investors across the UK will often reassess their property portfolios, but it has generally been unlikely that they will have turned their attention much to Burnley. 

For anyone who has been focused on mature markets like central London, the idea of targeting an old Lancashire mill town might seem incongruous. After all, if the north-west is to provide new opportunities, why not focus on Manchester or Liverpool?

Direct Line for Business has provided the answer, revealing that Burnley currently offers the highest annualised rental yield at 7.1 per cent, almost twice the UK average of 3.6 per cent.

The second and third highest yields are in prominent cities, with Glasgow on 6.9 per cent and Belfast on 6.4 per cent. 

Direct Line noted that rental yields are lower in London and many other locations in the south and east of England due to the higher house prices, not least as rent increases have lagged well behind. 

Check out here for the complete article

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Ask yourself before putting your home on the market

You’re thinking about selling your home, but have you challenged yourself to make sure it’s the right decision for you and your property? Moving isn’t always the right solution, which may sound strange coming from an estate agent, but jumping in before you’re ready can have a detrimental effect on you, mentally as well as financially. We want you to have a wonderful experience, so before you give us a call, ask yourself:

1. Why do you want to move?

Yes, it’s a simple question, but you’d be surprised how many people haven’t really thought about the ‘why’ before the ‘for sale’ sign is up outside their home. Will the move help you achieve your goal, or are you just hoping for the best?

Remember your home is your biggest asset, so you don’t want to make a decision hastily without knowing exactly what benefits it will bring to you and your family. Yes, we’re talking to you serial movers out there, you know who you are! Moving might be fun for you, but is it really what your family needs

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Is your property E compliant?

1 st April saw the start of a change in legislation with regard to energy efficiency in privately rented properties. With 160 existing pieces of legislation for landlords to follow it is understandable that this may have been overlooked or, as we are finding, that some landlords are not even aware of this change. To ensure you don’t get caught out, we have put together a brief overview of the new Minimum Energy Efficiency Standards (MEES).

What’s with the E?

As you’re aware, any property for sale or rent needs to have a current Energy Efficiency Certificate (EPC). The difference now for any privately rented property is that it needs to meet a minimum standard of E before it can be let. This includes new rental properties, new tenancies, and renewals. And as of 1 st April 2020 landlords will not be able to continue to let properties with an EPC rating of F or G.

Check out here for more information: https://www.alexanderandco.co.uk/about-us/blog/10-community/13-is-your-property-e-comp

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Crossrail is giving Paddington a fresh lease of life and slashing journey times in half

Paddington was once home to a colossal waste treatment centre and historically better known for prostitutes than prime residential, it was not long ago that this district’s credentials as a homeowners’ hotspot were nigh on non-existent.

Paddington now has a very attractive central position, being sandwiched in between Hyde Park to the South, Oxford Street to the East and Edgware Road and Westway to the North it has prime Zone 1 status while being just 15 minutes from Heathrow airport.

Until recently the lack of regeneration meant that this beautiful area of London with a canal running through was left unnoticed and not a highly desired area to live that it is now. Now Paddington is set to be London’s major transport hubs; the western gateway to Heathrow, the south-west of England, South Wales and the Thames Valley. With the arrival of Crossrail in 2018, Paddington station will see passenger numbers grow to over 60 million annually. Our proposals support this huge expansion in rail us

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